to HMDA OnLine
web site attempts to collect and disseminate accurate information
matters relating to the Home Mortgage Disclosure Act (HMDA).
Regulation C/Home Mortgage Disclosure Act
Regulation C/HMDA Exam Procedures 2004-15
Regulation Z and HOEPA Regulations
HMDA 2007 Compliance
Transition Implementation Checklist
A checklist has been developed by one of the major
HMDA vendors as an aid to implementing the changes to
Regulation C in your operations.
Download a PDF copy of
the checklist here.
Transition Rules Matrix
An equally handy guide has been developed by the
as an aid to understanding changes to
Regulation C. Download a PDF
copy of the matrix here.
Loan Application (FNMA Form 1003)
A link to Fannie Mae's site for a PDF download of the Universal Residential Loan Application.
The lender uses this form to record relevant financial information about an applicant who applies for a conventional one- to four-family mortgage.
Federal Reserve Board
Help with Reg C Revisions
A link to the FRB/StLouis site for a HMDA FAQ page for aiding
understanding the revisions to Regulation
C, Home Mortgage Disclosure Act. and its effect on your institution.
For basic HMDA information, click this link to get to the StLouisFed